Dr. Kaspar Situmorang is the Division Head of Digital Bank at BRI Group and previously served as CEO of Bank Raya Indonesia, Tbk., a digital bank under Bank BRI. With over 18 years of experience across banking, software, and telecommunications sectors, he is an expert in building ecosystems, enhancing customer engagement, and leveraging big data and AI. Dr. Situmorang excels in strategic management and digital strategy implementation, with a strong background in product, program, and project management.