Aloysius C. Alday, Jr. is the Executive Vice President and Head of the Consumer Banking Segment. With over 25 years in banking, he previously led the bank's Cards Business and Customer Contact Center. His extensive experience includes roles at HSBC, Metrobank Card Corporation, and Metrobank in areas such as cards, retail banking, and credit risk. Aloysius holds a Bachelor’s degree in Business Administration from the University of the Philippines and has trained in AML, data privacy, and corporate governance.