Mr. Rao assumed leadership at SBI Card on January 30, 2021. Situated in Gurgaon, he oversees all aspects of SBI Card's operations. With close to thirty years of experience within the State Bank of India, the country's oldest and largest banking group, he has undertaken numerous significant roles both domestically and internationally. Presently, he serves as the Chief Risk Officer (CRO) at State Bank of India (SBI).