Currently managing all wealth and retail products (excluding cards) for personal banking in Hong Kong, catering to UHNW, affluent, mass retail, and small business clients, alongside regional product management across nine Southeast Asian countries. Beginning at Morgan Stanley (Asia), he specialized in investment markets in Hong Kong and mainland China. Before joining BOCHK, he held senior executive roles in distribution, products, and strategy within the HSBC Group in both Hong Kong and mainland China.