Melvyn Low oversees OCBC's transaction banking operations catering to SMEs, large corporations, financial institutions, and government entities across key markets including Singapore, Malaysia, China, Hong Kong, and Indonesia. With over three decades of industry experience, Low has held senior roles in cash management, trade, and securities services within regional and global banking institutions. Additionally, he played a pivotal role as Director of the Singapore Clearing House Association from 2010 to 2013, contributing significantly to the establishment of the Fast and Secure Transfers (FAST) platform.