Hirwandi Gafar, a 55-year-old Indonesian from West Jakarta, has been a Director at PT Bank Tabungan Negara (Persero) Tbk since November 27, 2019, with official recognition by the Financial Services Authority (OJK) on August 28, 2020. Born in Padang in 1968, he earned a Bachelor’s degree in Civil Engineering from Bandung Institute of Technology. His banking career includes roles such as Consumer Director (since March 2022), Director of Consumer and Commercial Lending (2019-2022), and various leadership positions within the bank’s mortgage divisions, starting from Manager in April 2010.
