Andreas Kurniawan is a forward-thinking leader with extensive expertise in retail banking, digital transformation, and data analytics. As Chief Analytics and Digital Officer at Bank Danamon, he drives business strategy, digitalization, and performance measurement. Previously, at OCBC NISP, he led innovation and digital banking, launching a major loyalty platform and enhancing mobile banking. Andreas began his career in data analytics at Citibank, where he revamped credit line management and card loyalty programs. Passionate about human-centered design, he also mentors management trainees and speaks on digital banking and business transformation.
