By Profile
Mr. Harry Gusti Utama (Retail Banking)
Director of Retail Banking, Bank Syariah Indonesia

Harry Gusti Utama has built a distinguished career in banking and finance, showcasing expertise in both risk management and internal audit. He served as the Division Head of Wholesale Credit Risk Analyst at PT Bank BRI (Persero) Tbk from 2021 to 2024, where he was instrumental in overseeing and analyzing credit risks associated with wholesale banking. Prior to this role, he held the position of Commissioner at PT Bringin Sejahtera Makmur from 2020 to 2021, and before that, he was the President Commissioner at the same company from 2018 to 2020. His extensive experience also includes leading the Internal Audit department at the Yogyakarta Regional Office of PT Bank BRI (Persero) Tbk from 2019 to 2020, where he played a key role in enhancing audit processes and ensuring regulatory compliance.

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