Mr. Ramesh Lakshminarayanan, as Group Head of Information Technology at HDFC Bank and designated Chief Information Officer (CIO), is entrusted with advancing the bank's technological evolution. His responsibilities span various sectors within the bank, including devising technology strategies, fortifying foundational technology, amplifying digital capabilities, and integrating cutting-edge AI/ML solutions. Ramesh transitions to HDFC Bank from CRISIL, where he served as Chief Technology and Information Officer for three years, spearheading the transformation of CRISIL's operations through technology, data, and analytics. With a career spanning over 25 years, he has held leadership roles in renowned organizations such as Citibank, ABN AMRO Bank, and the Kotak Mahindra Group.