Thorat joined the Reserve Bank in April 1972. She has vast experience in cash and debt management of central and state governments, government securities market development and regulation, financial markets, forex reserve management, foreign exchange management, banking regulation and supervision, payment and settlement systems. She has been on the boards of the Bank of Baroda, Indian Overseas Bank and the Securities Trading Corporation of India. She is also a member of the Committee on Global Financial Systems of the Bank for International Settlements and has served as a member of the International Task Force on Security Settlement Systems set up by the International Organisation of Securities Commissions of the Bank for International Settlements.
